The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) is a rural housing initiative introduced by the Central Government to support families living in temporary or inadequate shelters. It aims to help those who either lack a proper roof over their heads or live in unsafe kutcha houses. Launched in 2016 as a restructured version of the Indira Awas Yojana, this scheme focuses on providing permanent, well-built homes for economically weaker families in rural areas. Through direct financial assistance, PMAY-G ensures that beneficiaries can build durable homes equipped with basic facilities. The goal is to provide housing for all by the year 2024.
In this article, we will look at the various aspects of PMAY-G to understand the subsidies offered, eligibility criteria and the application process.
Objectives of PMAY-Gramin
The primary goal of the Pradhan Mantri Awas Yojana – Gramin is to build pucca houses with basic amenities such as water, sanitation and electricity for those who do not have their own homes and those who live in kutcha houses or damaged houses.
The central government has extended the rural housing scheme PMAY (Rural) for another two years till 31st March 2024 granting further financial assistance to achieve its target of building 2.95 crore low-cost homes. As of November 2021, 1.65 crore units have been completed, while another 1.3 crore houses remain to be constructed.
How to check PM Awas Gramin list 2025
If you live in a village and don’t have a registration number, you can still view the PMAY-G beneficiary list by following these steps:
- Visit the official PMAY-G website: https://pmayg.nic.in/
- On the homepage, select ‘Awassoft’ from the top menu.
- From the dropdown, click on ‘Report’.
- You’ll be redirected to: https://rhreporting.nic.in/netiay/newreport.aspx
- Under the ‘Social Audit Reports (H)’ section, choose ‘Beneficiary Details for Verification’.
- Now, select your state, district, block, and village, and choose the PMAY scheme from the dropdown.
- Enter the captcha code and click ‘Submit’.
The complete list of beneficiaries for your village will be displayed. You can also print this list if needed.
What is the Pradhan Mantri Awas Yojana Gramin list?
The PMAY-G list contains the names of rural citizens who are eligible for financial help to build permanent homes under the Pradhan Mantri Awas Yojana. The government provides this aid to families who either don’t have a home or live in poorly built structures. The scheme aims to ensure that every family below the poverty line can build a safe and decent house.
There are two parts to this scheme – Urban (for city residents) and Gramin (for village residents). If you’re from a rural area, your name will be listed in the rural housing list. Urban residents, on the other hand, can check their names in the urban housing list. If you meet the eligibility criteria and live in a rural area, you can easily search for your name in the PMAY-G list online.
Check PM Awas Yojana Gramin installment details
If your name is selected under the PMAY-G scheme, and you are an approved beneficiary, here’s how you can check your installment status:
- Register and log in to the UMANG app or the official UMANG portal.
- In the Services section, search for ‘Pradhan Mantri Awas Yojana – Gramin’.
- You’ll see a list of available services like:
- Tracking FTOs
- Panchayat Wise Permanent Wait List
- Installment Details
- Beneficiary Details
- Convergence Details
- Click on ‘Installment Details’.
- Enter your registration number and click on Search.
The app will then show you details about the funds released and their payment status.
Under PMAY-G, beneficiaries in plain areas receive Rs. 1,20,000, while those in hilly or challenging regions (like Jammu & Kashmir, Uttarakhand, Ladakh, North-East, and Himachal Pradesh) get Rs. 1,30,000. The money is directly transferred to the beneficiary’s bank account via DBT. Additionally, Rs. 12,000 is given for toilet construction under the Swachh Bharat Mission – Gramin (SBM-G).
Subsidies under PMAY – G scheme
There are various subsidies offered under PMAY-G. These include:
- Loans up to Rs. 70,000 from financial institution
- Interest subsidy of 3%
- Subsidy for the maximum principal amount is Rs. 2 lakh
- The maximum subsidy for the payable EMI is Rs. 38,359
While PMAY-G offers excellent support for rural housing, many families also consider additional financing options to build their dream homes with enhanced features and amenities. For those seeking comprehensive home financing solutions, Bajaj Finserv provides competitive rates starting from 7.49%* p.a and loan amounts up to Rs. 15 Crore*. Check your eligibility and explore loan offers today. You may already be eligible, find out by entering your mobile number and OTP.